|
|
|
Account
Type |
Minimum
Balance |
Rate |
A.P.Y.* |
|
01 Share Savings |
$50.01 |
1.00 |
1.01 |
|
09 Loan Payment Share Savings |
$50.01 |
1.00 |
1.01 |
|
12 Kids Only Savings Club |
None |
1.00 |
1.01 |
|
02 10 11 Club Accounts
Vacation, Christmas, Special |
$50.01 |
1.00 |
1.01 |
|
*Annual
Percentage Yield. Dividends are credited monthly based on
day of deposit, day of withdrawal. Minimum balance is
required to earn interest. |
|
MONEY MARKET
SAVINGS & IRAs |
|
Money Market
3-Month Certificate Special
2.60%APY!*
Short-Term
Certificate with a Terrific Rate!
No Penalty for Early Withdrawal with 14 Business Days
written notice.
*2.60%APY, 2.57%APR.
Minimum deposit $2,000. |
|
Account Type |
Minimum
Balance |
Rate |
A.P.Y.* |
|
15, 17, 18, 19
Traditional, Roth & Educational |
|
1.49 |
1.50 |
|
|
1.74 |
1.75 |
|
|
1.98 |
2.00 |
|
For
balances below $2,000, the rate is .25% below the share
savings account rate. There is a minimum balance requirement
of $2,000. |
|
MAY 2008
CERTIFICATE SPECIAL |
|
3.15%APY!*
3.11%APR,
3.15%APY. 15-Month Term. Minimum deposit $2,000.
Penalty for early withdrawal. Limited time only.
Rates subject to change. |
|
MEMBER CHOICE TERM SHARE CERTIFICATES |
|
Type |
Minimum
Balance |
Rate % |
APY % |
|
Money Market
- 6 mo. |
$1,000 |
2.81 |
2.85 |
|
Term Share -
12 mo. |
|
2.96 |
3.00 |
|
Term Share -
24 mo. |
|
3.06 |
3.10 |
|
Term Share -
36 mo. |
|
3.25 |
3.30 |
|
Term Share -
48 mo. |
|
3.45 |
3.50 |
|
Term Share -
60 mo. |
|
3.45 |
3.50 |
|
Kids Only
Savings Club
-
12 mo. |
|
2.96 |
3.00 |
|
Easy Start
-
12 mo. |
|
2.96 |
3.00 |
|
*There are dividend penalties for early withdrawal.*Kids
Only Savings Club
& Easy Start require additional monthly deposits via direct
deposit or automatic transfer. Refer to certificate for
details. |
|
All
accounts are insured to $100,000 by the NCUA, an agency of
the U.S. Federal Government. |
MEMBER CHOICE TERM SHARE IRAs
|
|
Type |
Minimum
Balance |
Rate % |
APY % |
|
12 mo.
Certificate |
|
2.96 |
3.00 |
|
24
mo. Certificate |
|
3.06 |
3.10 |
|
36
mo. Certificate |
|
3.25 |
3.30 |
|
48
mo. Certificate |
|
3.45 |
3.50 |
|
60
mo. Certificate |
|
3.45 |
3.50 |
|
1)
Dividends are compounded and posted monthly. There are
penalties for early withdrawal.
2)
**Minimum
balance of $1,000, $500 minimum balance on Education IRAs.
3)
***Interest rates based on Standard & Poor's 500 Stock Index
and will vary.
Participation percentage applies.
Market index certificate, no early withdrawal allowed. |
All accounts are insured up to $100,000 by
the NCUA,
an agency of the U.S. Federal Government.
|
