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Loan Rates
Effective 05/09/2008

GPO Managed Credit
GPO is pleased to offer to its members a Managed Credit Program. The way this program works is if approved, the rate the member pays will be determined by their credit history. Members with  good credit histories will receive our very best rates - among the best offered by any lender. Other members, who may have had past credit problems, will be assigned rates consistent with their credit history. It is our goal that these rates will always be lower than they may be currently paying with other lenders.

Term

Percent APR
(as low as)

Visa Credit Card

as low as 7.99% a.p.r.

New Auto, Boat, Motorcycle and Recreational Vehicles
 (2006-2008)

1 - 30 months

4.75%

31-42 months

5.00%

43-54 months

5.25%

55-66 months

5.40%

67-72 months

6.10%

Used Auto, Boat, Motorcycle and Recreational Vehicles
 (2003-2005)

1 - 30 months

5.25%

31-42 months

5.50%

43-54 months

5.75%

55-66 months

5.90%

 

Term

Percent APR
(as low as)

Personal Secured Loans

1 - 30 months

7.65%

31-42 months

7.65%

43-54 months

8.05%

55-66 months

8.45%

67-72 months

9.50%

Personal Signature
Unsecured Loans

1 - 30 months

8.65%

31-42 months

8.65%

43-54 months

9.05%

55-66 months

9.55%

 

Share secured loans:  2% over the stated rate on savings or term share account rounded up to the nearest 1/4% with a floor of 5.00%

Balloon payments:  Loans with an approved amortization exceeding 72 months will have a balloon payment.  At maturity, the member has the option of paying the balloon payment in full or refinanced the balance at the current rate.

 

Equal Housing Lender   -   Equal Opportunity Lender
 Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency.
 
 
 
 

 

 
   
   
 

 

 

 

 

 

 

 

 

 

 

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