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Mortgage

Our mortgage rates are good... but with A Quarter Percent Off, they're GREAT!

Save big with a reduced mortgage interest rate.  Apply for a mortgage before July 31, 2008, and you will receive 1/4% off the interest for the life of the loan!*

If you're not ready to submit an application yet, just fill out a mortgage registration form at any GPO branch and submit that by July 31, 2008.  We'll extend the discount for your new loan application, as long as you close the loan before December 31, 2008.

To learn more about this great promotion, or to learn more about GPO's Free Home Lending Pre-Approval and Free Mortgage Analysis, contact Jacquelyne Campese, GPO's Home Lending Officer.  Call (315) 724-1654 ext. 268 or e-mail at jcampese@gpoconnect.com.

Now, GPO makes it even easier...
Click Here to View Current Mortgage Rates AND Apply Online!

CUC Services Mortgage

GPO Federal Credit Union is a shareholder of CUC Mortgage Corporation.  CUC Mortgage Corporation serves Credit Union members throughout New York State by offering a variety of mortgage options with competitive rates.

FIXED RATE MORTGAGE
- 15, 20, and 30 year terms available

- Purchase and refinance existing mortgages

- Mortgages for second home and investment properties

- Up to 95% financing

- 1-4 family homes, condos, manufactured homes, HUD and PUD properties

- Extended rate locks

ADJUSTABLE RATE MORTGAGE
- 1-year ARMs, convertible and non-convertible

- 5/1, 7/1, and 10/1 ARMs Available

- Purchase and Refinance Mortgages

- Up to 95% Financing

- Attractive Capping Structure

- 1-4 Family Homes, Condos, Manufactured Homes, HUD & PUD Properties

- Extended Rate Locks

COMMUNITY HOME BUYER PROGRAMS
- First Time Home Buyers

- 15, 20, and 30 year terms available

- Fixed Rate Only

- Up to 97% Financing Available

- Extended Rate Guidelines

- 1-2 Family Homes, Condos, HUD & PUD
  Properties

15-Year Bi-Weekly Mortgage

- Save THOUSANDS On Interest Rates
  Over The Term Of The Loan!

- Own Your Home Years Sooner!

- Lower, Biweekly Payments

- Local Service & Quick Turnaround

GPO members have access to FREE and Confidential financial counseling through the BALANCE program.

Accredited counselors can help you build a budget, reduce your debt, help you on the road to a new car or home, and even help you with the best ways to save for your goals.

Call 888-456-2227 to speak to a counselor about how you can become financially fit - or click here for more information.

As a valued GPO member, we invite you to take advantage of FREE self-study financial education through the BALANCE program:

> The Road to Home Ownership

BALANCE is FREE and Confidential financial counseling for GPO members.  Members can learn more about reducing debt, building a budget, what it takes to buy a home, or even the benefits of buying versus leasing a new car.  For more information on BALANCE, click here.

*Quarter percent off promotion is valid for new GPO mortgages or refinanced mortgages from another institution.  Option One mortgages are excluded.  Credit restrictions apply.  Rate based on credit history.