|
GPO
Savings Account Rates
Effective 7/1/06
|
|
Account
Type |
Minimum Balance |
Rate |
A.P.Y.*
|
|
|
|
01 Share Savings |
$50.01 |
1.00 |
1.01 |
|
09 Loan Payment Share Savings |
$50.01 |
1.00 |
1.01 |
|
12 Kids Only Savings Club |
None |
1.00 |
1.01 |
02 10 11 Club Accounts
Vacation, Christmas, Special |
$50.01 |
1.00 |
1.01 |
| *Annual
Percentage Yield. Dividends are credited monthly based on
day of deposit, day of withdrawal. Minimum balance is
required to earn interest. |
|
Money Market Savings & IRAs |
Money Market 3-Month Certificate Special -
3.60%APY!*
Short-Term
Certificate with a Terrific Rate!
No Penalty for Early Withdrawal with 14 Business Days
written notice.
*3.60%APY, 3.54%APR.
Minimum deposit $2,000.
|
15, 17, 18, 19
Traditional, Roth & Educational |
$2,000 - $20,000
|
1.98 |
2.00 |
|
$20,001 - $50,000
|
2.08 |
2.10 |
|
$50,001 +
|
2.23 |
2.25 |
| For
balances below $2,000, the rate is .25% below the share
savings account rate. |
Member's Choice Term Share
Certificates |
|
September
Certificate
4.75%APY*
Minimum
Deposit $1,000.
9-Month Term. 4.65%APR, 4.75%APY
Add to the Certificate
Once within the First 90 Days!*
*Minimum deposit $1,000. 9-month
term. Members may add to the certificate once during the first 90-days of
term, new money only, minimum $500. Penalty for early withdrawal. Limited
time, rates subject to change. Member rewards do not apply. |
|
Type |
Minimum
Balance |
Rate % |
A.P.Y. % |
APY %
as high as with
Membership
Rewards |
|
Money Market
- 6 mo. |
$1,000 |
3.93 |
4.00 |
4.15 |
|
Term Share -
12 mo. |
$1,000
|
4.60 |
4.70 |
4.85 |
|
Term Share -
24 mo. |
$1,000
|
4.70 |
4.80 |
4.95 |
|
Term Share -
36 mo. |
$1,000
|
4.79 |
4.90 |
5.05 |
|
Term Share -
48 mo. |
$1,000
|
4.89 |
5.00 |
5.15 |
|
Term Share -
60 mo. |
$1,000
|
5.03 |
5.15 |
5.30 |
|
Kids Only
Savings Club
-
12 mo. |
$250
|
3.93 |
4.00 |
4.15 |
|
Easy Start
-
12 mo. |
$500
|
3.93 |
4.00 |
4.15 |
|
*There are dividend penalties for early withdrawal.*Kids
Only Savings Club
& Easy Start require additional monthly deposits via direct
deposit or automatic transfer. Refer to certificate for
details.**There is a minimum balance requirement of $2,000. |
| All
accounts are insured to $100,000 by the NCUA, an agency of
the U.S. Federal Government. |
Member's Choice Term Share IRAs
|
|
Type |
Minimum
Balance |
Rate % |
A.P.Y. % |
APY %
as high as with
Membership
Rewards |
|
12 mo.
Certificate |
$1,000/$500**
|
4.60 |
4.70 |
4.85 |
|
24
mo. Certificate |
$1,000/$500**
|
4.70 |
4.80 |
4.95 |
|
36
mo. Certificate |
$1,000/$500**
|
4.79 |
4.90 |
5.05 |
|
48
mo. Certificate |
$1,000/$500**
|
4.89 |
5.00 |
5.15 |
|
60
mo. Certificate |
$1,000/$500**
|
5.03 |
5.15 |
5.30 |
1)
Dividends are compounded and posted monthly. There are
penalties for early withdrawal.
2)
**Minimum
balance of $1,000, $500 minimum balance on Education IRAs.
3)
***Interest rates based on Standard & Poor's 500 Stock Index
and will vary.
Participation percentage applies.
Market index certificate, no early withdrawal allowed. |
All accounts
are insured to $100,000 by the NCUA,
an agency of the U.S. Federal Government.
|
|
